Financial Freedom occurs when you are able to choose what you want to do with your time without worrying about not having enough money or resources to get by.

This means that financial freedom is about much more than having lots of money – you can have lots of money and through a lack of knowing what to do with it, lose it all and get into trouble financially.

Financial freedom therefore incorporates living within your means and doing so in a sustainable way.

The good news is that if your needs are quite modest, you don’t need to be mega-rich to be completely financially free.

Getting there requires financial education – not just in terms of how to manage your money but also how money works – how to invest and how to make your money work harder for you.

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